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General Guidelines

Geographic Coverage:   All 50 states

Loan Size:    $2,000,000 and up

Loan Types:   Conventional, Conduit & SBA

Terms:  5-25 years on Fixed Rates

Loan to Value (LTV): 70% to 80% 

Loan Amortization:  25-30 years

Liability:  Non-recourse and recourse to borrower depending on loan program

Lender Costs:  $3,000 and up for 3rd party reports

Prepayment: Declining balance or yield maintenance

Closing Process:  Typically 45 to 60 days from receipt of a complete application

Assumability:  Yes  

 

 

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